MasterCard® Debit Card

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Debit Card Fees

  • Monthly Maintenance Fee: Free
  • Replacement Cards: $5.00

Convenience has a new name: MoneyPass – The coast- to-coast, surcharge-free ATM network
It’s the small things that make a big difference in life like access to an ever-growing network of ATMs in thousands of locations coast to coast. That’s precisely the benefit of the MoneyPass ATM network and why Citizens State Bank participates in MoneyPass. MoneyPass gives you a nation of ATM choices. Each and every one is surcharge-free.

Even finding the MoneyPass ATM location nearest you is easy: Simply click here to access the MoneyPass ATM locator and the most convenient ATMs. If you have a Citizens State Bank ATM or debit card, you’re ready to go. If you don’t, apply for one today by visiting any Citizens State Bank location.

Lost or Stolen Cards

For lost or stolen cards call 903-581-8100 Monday-Thursday 8:30 AM-4:30 PM CST and Friday 8:30 AM-5:30 PM. After business hours and weekends call 1-800-528-2273.

Fraud on your Debit Card

If you have fraud on your debit card, call 1-800-808-6402.

Enjoy the Advantages

Your debit card offers a world of banking and shopping convenience. Safeguard your card, and you can enjoy the special advantages that only a debit card with the MasterCard logo can provide.

The Advantages of Using Debit Cards

If you’re like most consumers you’ll use your debit card with the MasterCard logo in place of cash and checks to pay for everyday items, such as gasoline, groceries, restaurants, meals and department store purchases. The millions of MasterCard acceptance locations range from the post office to the dentist’s office.

Finance Charges

No finance charges. You are using your money, so there are no finance charges.

Worldwide Acceptance

The MasterCard logo transforms an ATM card into a debit card accepted for payment at 14 million locations worldwide.

Convenience

The hassles involved in carrying your checkbook, writing out a check, producing ID, and getting a check approved are eliminated, and the entire transaction is completed in just seconds.

Money Management

Every purchase and ATM withdrawal appears on your monthly checking account statement including the date, place, and amount - an easy way to track spending and a key advantage over cash.

Security

There’s no need to carry large sums of cash or your checkbook - at millions of locations worldwide, all you need is your debit card.

Confidentiality

Whether using a personal identification number or signing a receipt, the only information provided to the merchant by the issuer is approval or denial of the transaction. No additional ID is required, and no personal information given. Confidentiality Whether using a personal identification number or signing a receipt, the only information provided to the merchant by the issuer is approval or denial of the transaction. No additional ID is required, and no personal information given.