Debit Card Replacement Fee Customers $5.00
Account Activity Print Out $1.00 per page Cashiers Checks Customers $5.00 Non-customers $15.00 Check Cashing Non-customer (Drawn on Citizens State Bank) 1% of Check Amount Coin Wrappers First 10 FREE After 10 $0.04 each Collection Items $15.00 Counter Check $0.50 Each Money Orders Customers $2.00 each Night Deposit Bags $20.00 Zipper Bags $5.00 Wire Transfers Incoming – Customer $5.00 Outgoing Domestic – Customer $20.00 Foreign $40.00
Non-Sufficient Funds (NSF) or Overdraft (OD) Item Fee
Paid / Return Item $10.00 or less $0.00 Paid / Return item $10.01 and Greater $30.00 Maximum daily overdraft Fee $180.00
First Overdraft Fee of each year is waived. An insufficient balance could result in several ways such as: (1) the payment of checks, ATM withdrawals, electronic funds transfers or other withdrawal requests; (2) payments authorized by you; (3) the return of unpaid item deposited by you; (4) the imposition of bank service charges; or (5) the deposit of items which, according to the Bank's Funds Availability Policy, are treated as not yet finally paid.
Account Closed Within 90 Days of Opening $25.00 Account Research Per Hour (One Hour Minimum) $25.00 Blance Inquiry at Non-CSB ATMs
(Money Pass ATMs will not have a fee)
$0.75 Bill Pay
Fee imposed if less than 3 bills are paid via bill pay per statement cycle
$5.95 Charge Back Check $5.00 Collection of Charged Off Account $30.00 Fax $1.00 per page IRA Transfer Fee (Custodian-to-Custodian) $50.00 Inactivity Fee
(Applied to accounts not active for 90 days and balances below $500)
$5.00 per monthly statement cycle Levies / Garnishments $100.00 Money Service Business Fee (Per Month) $150.00 Notary Fee Customers Free Non-customers $5.00 Overdraft Protection Transfer (Each Transfer) $5.00 Periodic Automatic Transfer (Each Transfer) $3.00 Plastic Debit Card Protector (Each) $1.00 Photocopy $0.50 per page Stop Payments $30.00 Statement Reproduction (Each Statement) $10.00 Telephone Transfer $5.00 (Money Pass ATMs will not have a fee)
Safe Deposit Boxes**
Box Size/Annual Rent - Customers
- 3 X 5 $30.00
- 3 X 10 $50.00
- 5 X 10 $75.00
- 10 X 10* $150.00
Box Size/Annual Rent - Non Customers
- 3 X 5 $75.00
- 3 X 10 $100.00
- 5 X 10 $175.00
- 10 X 10* $350.00
Contents Not Insured. The contents of the safe deposit box are not insured by Citizens State Bank or any government insurance program. Our not insuring the contents does not constitute a failure to exercise reasonable care. If you want the contents to be insured, you will have to arrange for your own insurance at your own expense.
Key Deposits - $10.00
Key Loss - $10.00 charge if only one key is lost. Actual cost of box drilling will be charged if both keys are lost
* 10 x 10 boxes are only available at our Tyler Loop, Seven Points, Lindale and Mabank locations.
** Safety deposit boxes are not available at our Tyler Highway 64 Branch or our Tyler Hwy 110 Branch.